The first step in purchasing a life insurance policy is thinking carefully about what your needs are and matching a type of policy to those needs. Things to consider include:
“Do I need life insurance for a certain period, or do I want it to stay in effect throughout my life?”
“Am I only interested in leaving money for my survivors, or do I want to build cash value I can use during my lifetime?”
“Will the amount of life insurance I need stay constant, or will the amount needed change over time?”
These are just a few of the questions you should be considering when making a life insurance decision. Our agents are here to help you determine what your needs are and what type of policy will best meet those needs.